Nothing is more upsetting than sustaining injuries from a serious car accident. You also face a mountain of medical bills that can break the bank. Filing an injury claim with your insurance company can be a lifeline, as this can help you cover losses.
The last thing you need right now is a denied claim. If you are highly active on social media, understand that your content can significantly impact your settlement. While posting can help you stay connected with your loved ones, one photo could cost you thousands.
Spotting the inconsistencies in your claim
Insurance adjusters are meticulous in reviewing injury claims to prevent fraud. Under the Kentucky Rules of Civil Procedure, they can often gain access to your digital life if they can prove it is relevant to your physical condition. If your account is private, an adjuster generally cannot see your posts unless you grant access or they are obtained via legal discovery during litigation.
This means your adjuster can see every post that is on your social media accounts. For instance, say you claim a severe back injury that prevents you from working. Posting a photo of yourself attending backyard parties or shopping with heavy bags can make your statement inconsistent. An adjuster can argue that you are not really hurt, using this as a reason to lower your settlement offer.
Protecting your recovery with caution
If you recently filed a personal injury claim, the safest approach is to refrain from using social media. Pause your posting until your case is resolved. If you must stay active, never discuss your accident, injuries and legal case online. It is important to remember that insurance companies are looking for a reason to pay you less.
Seeking legal guidance is wise. An experienced attorney can walk you through the legal landscape, providing detailed insights on your rights.