Legal Advice for Car Accidents In Campbellsville, KY
Car accidents can turn your world upside down in a matter of seconds. Whether you’re driving through Campbellsville, or anywhere in Kentucky, knowing what to do after a crash is critical.
The
steps you take, right from the moment of impact, can affect your well-being and your legal rights. Here’s what you need to know if you’re ever involved in a car accident in Campbellsville or throughout the Commonwealth.
Prioritize Medical Care and Report the Accident
Your safety comes first. If you’re hurt, call 911 or ask someone to do it for you. Even if you feel okay, let a medical professional check you out. Sometimes injuries don’t show up right away. Getting prompt care creates a medical record, which is important if you need to file a claim later.
Next, report the accident to police. Kentucky law requires you to report any crash that causes more than $500 in property damage (KRS 189.635). The police report will document the scene, the vehicles involved, and witness statements. This record can be crucial if you need to prove what happened.
Kentucky’s No-Fault Insurance System
Kentucky uses a “no-fault” insurance system for car accidents. This means your own insurance company pays your initial medical bills and certain other expenses, no matter who caused the accident. Every driver in Kentucky must carry at least $10,000 in Personal Injury Protection (PIP) coverage. This coverage pays for medical care, lost wages, and some other costs.
However, no-fault doesn’t mean you can’t sue the other driver. Kentucky law allows you to step outside the no-fault system and file a lawsuit if your injuries are serious. If you have more than $1,000 in medical expenses, suffer a broken bone, permanent disfigurement, or other qualifying injuries (see KRS 304.39-060), you may pursue a claim against the at-fault driver.
Don’t Admit Fault or Make Statements to Insurance Companies
After a crash, you’ll probably get calls from insurance adjusters. They may seem friendly, but remember, they work for the insurance company, not for you. Don’t admit fault, don’t guess about what happened, and don’t agree to a recorded statement without legal advice. Even a simple apology can be used against you later.
Instead, contact your local car accident attorney near Campbellsville, Nathan D. Williams, as soon as possible. We can handle communications with insurance companies, protect your rights, and help you avoid common mistakes.
Preserve Evidence and Document Everything
Evidence can make or break your case. If you’re able, take photos of the vehicles, the scene, and any visible injuries. Get the names and contact information for witnesses. Keep copies of your medical records, repair estimates, and any correspondence with insurance companies.
If you need to file a lawsuit, this documentation will help your attorney build a strong case. Details matter, so don’t rely on memory alone.
Be Aware of Deadlines
Kentucky law gives you two years from the date of the accident (or from the date of your last PIP payment) to file a lawsuit for car accident injuries (KRS 304.39-230). This is different from the one-year deadline that applies to other personal injury claims. Missing this deadline can mean losing your right to recover damages, no matter how strong your case is.
Don’t wait until the last minute. Evidence can disappear, witnesses’ memories fade, and insurance companies may drag their feet. Contacting a personal injury lawyer in Campbellsville early helps you stay on track and protects your claim.
Why Local Legal Help Matters
Every county and city in Kentucky has its own specific legal dynamics: different judges, local rules, and insurance adjusters who know the area.
Working with a car accident attorney near Campbellsville means you have someone who understands the local landscape.
Nathan D. Williams Attorney at Law serves clients throughout Kentucky, including Taylor, Green, Marion, Washington, Adair, and Casey counties, as well as the communities of Campbellsville, Greensburg, Lebanon, and more. Get answers, get help, and get your life back on track.
Find Your Car Accident Attorney Near Campbellsville, Kentucky
As a personal injury lawyer in Campbellsville, Nathan D. Williams Attorney at Law helps clients protect themselves and their families after a collision. As an experienced personal injury lawyer, Nathan D. Williams provides personalized legal support to help injured drivers recover medical expenses, lost wages, and damages for pain and suffering.
If you’ve been hurt in a car accident, don’t go it alone. Insurance companies have teams of adjusters and lawyers on their side. You deserve a personal injury lawyer in Campbellsville who will fight for you, protect your rights, and help you recover what you’re owed. Send us a message or call us at (270) 789-0088 today for a free consultation. Contact Nathan D. Williams Attorney at Law today for a free consultation.
Disclaimer: This blog provides general information about personal injury legal topics. It is not legal advice. Readers seek professional counsel like that from our team at Nathan D. Williams, Attorney at Law before acting on their case without representation.
